Getting a Contract Phone with Bad Credit – Much Easier Than You Think

Are you finding yourself having difficulty in getting a mobile phone contract because of the bad entries that you have on your record? Or were rejected by a network provider because of you having a bad record in your financial history or they let you deposit a huge amount of cash for the newest mobile phone? Nowadays, there are customers who have really bad credit history, but do not hesitate to fall in queue so they could get a mobile phone, and you could do the same! There are some things though that you should keep in mind.

There are lots of websites who are collaborating with tons of suppliers so they could aid those people who are trying to correct their bad credit history to get a mobile contract. They are doing all their best to find as many solutions as they can so they could give each of these people the mobile contract they need.

Another, it is a must for you to be aware of the reasons why some of these mobile contract companies do not just right away give contracts to anybody, particularly those people with bad credit history. The reason for this is that the newest phone that has been placed in the market such as the iPhone and Samsung Galaxy S5 are being financially supported. These clients can get one if they sign up for a 12- or 24-month contract. This way, they can have the phone of their choice at a cost that is not bulky. The clients will then have to pay for it every month.

Then the biggest concern comes in when certain networks would feel suspicious of you being one of those people who are not trustworthy enough to pay for the mobile contract. These networks are already made to set credit scores. When the client cannot reach the stated requirements, the provider will not offer your nor permit you to sign up for they might lose a whole sum of money.

How Can One Get a Phone Contract with a History of Bad Credit

There are three probable results when an individual with bad credit history applies for a mobile contract:

  1. There will be no objections when your application is approved and when you pass your credit check
  2. The network will have to let you pay a down payment upfront on mobile phone of your choice. This money will be reimbursed to you when the contract has expired.
  3. You are simply turned out.

We recommend the following tips if you continuously get rejected on your mobile applications.

  • Think of getting a cheaper mobile phone. – If the client chooses a costly phone, he or she may face rejection instead of approval. Getting an iPhone is one of the hardest so it would be better if they choose a smartphone that is not under the high-end category.
  • Reapplying and reapplying should be avoided. – When you have been turned down for a phone plan, reapplying and reapplying will do you no good because this will leave a bad mark on the trail of your credit history. It seems a bit desperate, so make sure you space out your applications until your credit has improved.
  • Consider going SIM only – SIM only contracts are handset-free deals, meaning, you only get a contract SIM without a phone. This means less risk for the provider, (even if you run away from them!) so chances are high that you’ll get approved.
  • Pay other debts – normally, providers will pull out a copy of your credit report before deciding to give you a contract, and they are put off whenever they see tons of unpaid balances everywhere. Why? Because they might have doubts if you are still capable of meeting your mobile bills. To avoid this, make sure to eliminate or at least reduce your debts from other creditors before applying for a mobile contract.

Submit a Comment

Your email address will not be published. Required fields are marked *